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GLOSSARY

Excluded Services

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Health care services that your health insurance or plan doesn’t pay for or cover.

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Zara USA and Zara Puerto Rico have made every attempt to ensure the accuracy of the information described on this website. This website does not act as a plan document and does not provide a complete description of your benefit plans. The information provided here is purely information and not a governing legal document; however, you can access plan documents through this website. The documents available may not be a full list of all governing documents available to plan participants. The plan documents, summary plan descriptions (SPDs) or any other legal documents are governing plan documents, and any discrepancies between information provided on this website and the plan documents will be resolved according to the plan documents. Any examples, such as infographics provided in this guide are purely illustrative in nature, and actual plan costs and coverage will differ based on coverage selected. Zara USA and Zara Puerto Rico reserve the right to amend or discontinue the benefits described on this website in the future, as well as change how eligible employees and Zara USA and Zara Puerto Rico share plan costs at any time.

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